Driving next generation payment products and services for the underserved.

About IPS

IPS is a rapidly growing payment solutions provider specializing in prepaid products and services, which enable our clients to further deepen their customer relationships. We are driving next generation prepaid innovation with the ion® Visa® Prepaid Card, along with our exclusive MoneyPhone™ and iLoad™ products addressing P2P, mobile account access and check cashing and loading capabilities.

Our team is well positioned to assist your organization in developing and promoting financial services for your customers. Our core services include:

Program development

Program Development

We are experts in developing
customer-driven, customized and
off-the-shelf prepaid solutions for retailers,
financial institutions and distributors
that will increase sales, usage and customer
retention, while maximizing profitability.

Program Management

Program Management

We guide you through implementation, product launch and continued portfolio optimization. We are skilled at managing market leading, compliant prepaid programs which keep your customers satisfied with exceptional service and superior products and services.

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Card Programs

Are you looking to offer financial service products to your customers? IPS offers customized card programs as well as ready to use out-of-the-box solutions.

Ion Cards

ion® Visa®
Prepaid Card

A General Purpose Reloadable (GPR) prepaid debit card that allows for
co-branding with your organization as well as customized pricing and feature set to make a proven branded card program your very own.

ion® total™ Visa®
Prepaid Card

A simple, turnkey GPR card solution that provides the opportunity to offer a ready-to-use program with rapid implementation, marketing support and portfolio performance based revenue increase opportunities.

ion® one™ Visa®
Prepaid Card

A non-reloadable, no cash access prepaid card that is the perfect solution for customers seeking a simple, fast prepaid solution requiring no ID or application, that will enable them to make electronic payments. Cardholders can shop – online, in-person and by phone, pay bills and make purchases.


The ion Visa Prepaid Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Bancorp Bank; Member FDIC.

Direct Deposit

Direct Deposit

There is increased pressure on your customers from employers and government benefit providers wanting to send pay electronically. More and more customers are seeking an alternative solution for receiving their pay. Unlike other prepaid card programs, our Early Deposit program provides cardholders with their funds up to 2 days earlier than payday – giving you a significant competitive advantage and your customers an added benefit.

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Advanced Support

IPS offers state-of-the-art solutions for acquiring and managing cardholder relationships including:


Cardholder Support

Providing cardholders with 24x7 support through both an automated IVR and live customer service hotline. Your cardholders can always expect assistance when they need it.


Robust Cardholder Account Management

Cardholders can log into their own card account
24x7 to view balances, transaction history, fees
and more.


Text Alerts

Cardholders can subscribe to free text alerts (both SMS and email) to allow them to easily obtain card account information on their mobile phone.


ID Verification

Our partnership with IDology provides for immediate verification of consumer information for quick card issuance. Our ID verification solutions provide one of the industry’s highest approval rates.


Marketing & Portfolio Optimization

Marketing programs designed to help you grow your business by experts who know prepaid and understand how it fits with your business and customers.


Program Analytics

Understand how your program is performing and how to maximize your results with our robust suite of reporting tools.


Reload Convenience

In addition to direct deposit loads and in-location reload (when applicable), cardholders have the ability to reload with Green Dot® and Visa Readylink®. Both options offer convenience with over 50,000 retail location options.


MoneyPhone, a best-in-class mobile phone app that allows users to manage their card
account from any IOS or Android enabled device. This robust application will:


Enable cardholders to access their card account from virtually anywhere at anytime from the convenience of their smartphone.


Attract new customers by expanding your relationships with nontraditional, mobile-savvy customers who may choose prepaid cards over traditional accounts.


Redefine how your customers think of mobile banking by enabling more dynamic transactions like our iLoad™ "check cashing and loading"and other on-the-go capabilities.


Provide a mobile solution for comprehensive support of your prepaid card brand.


iLoad is a unique Remote Deposit Capture technology feature that provides for an exclusive app that allows existing customers to “cash and load” their payroll or government issued check to their prepaid card.

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Lead by an accomplished management team of retail, prepaid and payment executives, our team has launched and managed highly successful prepaid programs with retailers, financial institutions and distributors into the U.S., Canada and the U.K.

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President & CEO
Ron Ingram

Ron Ingram brings 20 years of experience and advanced knowledge of retail financial management, banking and business operations to his role as President and CEO for IPS. Prior to joining IPS, Ron served a dual role as a GL Leader Council Member for the Gerson Lehman Group in their Payment practice and as Director of Product Management for Advance America, Cash Advance Centers, Inc. (“Advance America”), the nation’s largest retail financial services provider. Prior to his position at Advance America, Ron was Director of Business and Product Development for Dollar Financial Group, launching the Nextwave® Titanium MasterCard Prepaid card in MoneyMart in Canada, which became the company model for the U.S. and U.K. Additionally, Ron has held senior level positions with TD Bank and Bank of Montreal.

Chief Technology Officer
Andrew Latimer

Andrew Latimer brings over 18 years of experience in IT focused on leadership, strategic planning, software development, project management, application architecture, vendor management, and the management of offshore teams to his role as Chief Technology Officer for IPS. Andrew previously was the CTO and a founding member of 24/7 Card, a startup financial services company that raised $8M during its angel-investor round and attracted over 40,000 prepaid debit cardholders in a 12-month period. Prior to the inception of 24/7 Card, he held several key senior IT roles at PeopleSupport (NASDAQ:PSPT) and was instrumental in developing systems and processes that took PSPT from startup phase to eventual IPO. Andrew continued his key leadership roles upon PSPT’s merger with Mumbai-based Aegis Communications. The merger created one of the largest BPO companies in the world with over 40,000 employees in 13 countries. Andrew also served for 10 years as a commissioned officer in the United States Army Reserve and holds a B.S. in Engineering and MBA from San Diego State University.

senior vice president
Deneka Scott

Deneka Scott leads IPS’s Marketing, Business Development and Product Management. With over a decade of senior level experience in prepaid processing and retail financial services, Deneka has previously served as SVP, Marketing & Communications for FSV Payment Systems and Director of Marketing at Advance America Cash Advance Centers. While at FSV, Deneka was responsible for the value proposition of prepaid processing and GPR, gift and employer sponsored payroll card products to businesses as well as consumers. Deneka brings 20 years of business-to-business and consumer marketing experience to IPS. She has also served in marketing positions for Denny’s Restaurants, the Nashville Convention Center and Georgia Power Company. She holds a Bachelor of Science from the College of Public and Urban Affairs at Georgia State University.


David Chan is SVP, Finance and Administration and Chief Compliance Officer for IPS. David is a seasoned Financial Executive and has significant experience in both the public and private sectors. In addition to being a CPA, David has over 20 years seniorexperience and expertise in compliance and employee training in the areas of BSA/AML. David started his career working for Laventhol & Horwath before entering the private sector where he has worked most notably for Caesars Palace, MGMGrand, and Station Casinos. He also has an extensive background with the underserved market as an owner of a Liberty Tax Service franchise. He is a Certified Public Accountant and earned a BS in Accounting from the University of Southern California.

Deneka Scott

Deneka Scott leads IPS’s Marketing & Strategy practice with emphasis on operations; including marketing and brand compliance, program management, implementations, consumer education and overall strategy. With over a decade experience in prepaid processing and lending, Deneka has previously served as SVP, Marketing & Communications for FSV Payment Systems, and Director of Marketing at Advance America. Her expertise in plastics and materials creation, and pricing and vendor management offer iPrepaid clients an upper hand in materials production with high impact at a low cost. Additionally, Deneka assists IPS clients with formulating and communicating the value proposition, and features and benefits of prepaid cards with the ultimate goal of acquisition, driving usage, retention and revenue.

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Corporate headquarters


Phone: 702-477-3724
Fax: 702-837-3726

©2014 IPS Nevada, Inc. All rights reserved.

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